Since we’ve been on the topic of credit scores lately, we thought it would only be fitting to let you know how to improve your credit score to get that mortgage and the home of your dreams! Although there are a few options out there for getting a mortgage with less than stellar credit (see our previous post here) your best bet in the long run is to improve your credit score before applying for a loan. Here are a few tips for anyone who wants to improve their credit, whether you’re deep in the 400’s or trying to take your score from a “Good” to an “Excellent”, here are 5 things anyone can do to boost their chances of landing that loan.
Did you know it’s still possible to be eligible for a home loan with a low credit score? Many people assume that because their score is below 700, they won’t even be considered for a mortgage and therefore give up before even trying. The truth is, there are quite a few options out there to get you into your new home with a credit score as low as 580. Here are a few of the best options we found but remember – repairing your credit score, paying back debts and waiting to buy a home is always your best bet!
House hunting can be daunting and unfamiliar territory for most people, especially those taking their first venture into homeownership. Since we’re here to help you get the home of your dreams, we thought we’d share with you some of the biggest real estate buzz words that will perk up your ears, but not necessarily mean good things ahead. Like any industry, real estate is all about the marketing, and the best tool you can have when braving this uncharted territory is knowledge of the local language – in other words, the “lingo”. Here we’ve found the top 7 buzz words used often to describe less than perfect homes, and now you’ll be able to spot them from a mile away!
Buying a home can be scary, there’s no doubt about it. But, there are a few common “What If’s” that actually have easy and quick solutions to give you better peace of mind through this nerve wracking transaction. We’ve compiled a list of the top 5 concerns home buyers have and why you shouldn’t worry about any of them. You’ll be on your way to your dream home in no time!